Expat Protect Insurance

Protect loved ones from uncertainties

with expat cover

30 day guarantee

ensuring satisfaction

9 packages

to meet your needs

No lengthy paperwork

just instant cover

Peace of mind and cover for your family

As an expat, you worry that you can provide for your family in times of uncertainty. Expat Protect will provide AED 1.2 million in case of accident making the future more stable.
30 day satisfaction guarantee
Expat Protect comes with a 30 day satisfaction guarantee so that you have the freedom to experience that this is a good choice to protect your family
Nobody likes lengthy paperwork. That’s why Expat Protect is easy and instant.
Instant cover
We know that everybody is different. That’s why we have a comprehensive selection of 9 packages to meet your needs and protect your family from life uncertainties.
A selection of packages to meet your needs
The cover designed especially for expats
Expat Cover is especially for expats and offers up to AED 1.2 million in case of accident. It ensures that your family back home can be assured of continued income during difficult times.
Your Expat Protect is easy to pay in monthly premiums making it convenient and manageable.
Convenient monthly premiums
No medical tests
Expat Protect is easy. No medical test, no inconvenience, just fast cover.
Worldwide cover
It’s great to know that wherever you go, your policy goes with you.

Disclaimer Takaful/Insurance products are offered by renowned international and regional Takaful/ Insurance companies. All product features, benefits, and returns are offered by the Takaful/Insurance company and not by Mashreqbank psc. Mashreqbank psc shall not be responsible for Takaful/Insurance provider's actions or decisions, nor shall Mashreqbank psc be liable regarding payment of loss/claims or services under the Takaful/Insurance contract. Terms and Conditions apply. *0% Easy Payment Plan for up to 6 months is valid on purchase of comprehensive policies through Mashreq credit card only. Insurance is the subject matter of solicitation. Mashreqbank psc is the authorized distributor (as a broker on per sale, commission basis) for Salama Islamic Arab Insurance company, Sukoon Takaful, Sukoon Insurance Company, Qatar Insurance Company, Orient Insurance PJSC, Al Ittihad Al Watani Insurance Company & GIG GULF. Participation for purchase of Takaful/Insurance by Mashreq customers shall be purely on voluntary basis. For complete details on the benefits, coverage, terms & conditions and exclusions, customer is advised to read the Key Fact Statement, Terms & Condition (available on Insurer’s website as well) before concluding sale. Customer understands that, to issue the policy, Personal information collected in the sales process, has to be shared with Takaful/ Insurance company. The contract of Takaful/Insurance is between Takaful/Insurance Company and the insured, and not between Mashreq and the insured. Sukoon Insurance is a subsidiary of Mashreq. Sukoon Insurance is a key stakeholder in Sukoon Takaful. Mashreq Al Islami is the Islamic Window of Mashreqbank PSC.

Still got questions?

Expat Protect is a comprehensive accidental insurance plan that pays a lump sum amount to you or your designated beneficiary as stated in the Schedule of Benefits. It also includes Telemedicine benefit through which you can get free second opinion and a Medical Access Card that will enable you for discounts across leading hospitals and pharmacies in UAE.

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It provides insurance cover in the event of:
  • Loss of life due to accident
  • Permanent total disability due to accident
  • Accidental dismemberment
  • Body repatriation benefit
  • Household repatriation
  • Medical access card
  • Telemedicine

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You can continue the policy till you reach 65 years old.

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Spouse means the Insured Person’s legally married husband or wife between the ages of eighteen (18) and fifty-nine (59) years and is named in the Certificate of Insurance.

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Expat Protect provides a 24 hrs worldwide accidental cover except sanctioned countries. Below mentioned is the current Sanctioned country list: (Subject to changes*) and high-risk countries which are Iraq and Afghanistan.
  • Iran
  • North Korea
  • Cuba
  • Syria
  • Crimea region

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Some of the exclusions under the policy are:
  • Intentionally self-inflicted injury/suicide.
  • Active participation in terrorism.
  • Nuclear/Biological/Chemical radiation
  • Alcohol/Narcotics
  • For detailed information about exclusions please refer to the policy Terms & Conditions.

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    It is a service offered by World Care International that provides the facility to obtain a second medical opinion or case management consultation once a year from world renowned medical centres in the USA specialising in the treatment of seriously complicated conditions. Telemedicine benefits include:
    • Tele radiology
    • Patient Management Consultation
    • Pathology

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    You can cancel the policy at any time. The cancellation request can be placed by calling +9714 415 4777 or by sending an email to MetLife_DtC.Gulf@metlife.ae and there will be no requirement to fill any form for the policy cancellation.

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    You or your Beneficiary can submit the claims request through the MetLife website. After receiving the request one of MetLife’s claims representatives will coordinate with you to process the claim.

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    Once you have made your initial cancellation, it will take 2 to 3 working days to be updated as cancelled.

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