Critical Illness Insurance

We’re there to support you

in times of need

9 critical illnesses

covered

Covers medical

beyond employee insurance

Lump-sum payment

for critical illness

Protecting you and your family when you most need it

Your plan offers medical assistance and expenses through a lump sum of up to AED 200,000 on diagnosis of any of the 9 critical illnesses. It even comes with a worldwide cover.

An insurance that covers 9 critical illnesses

You are covered for major cancers, benign brain tumour, stroke, first heart attack, heart valve surgery, coma, multiple sclerosis, primary pulmonary hypertension, serious coronary artery disease.You will receive a lump sum of up to AED 200,000 if you are diagnosed.

A lump-sum benefit to help

A lump-sum cash benefit offers help with medical expenses. Critical illness can strike at any time and being prepared for when you really need money makes a big difference.

Cover that goes further

You might have health insurance with your employee. But will fully support you in times of need? Your plan will allow you to pay the expense of medical bills and charges which are not covered by your employer provided health insurance

A reassuring second opinion

Take a second medical opinion for the best treatment plan from MetLife’s team of experts.

Access to the world's finest medical facilities in the UAE and worldwide

Global medical access

Money back guarantee

A 30 day satisfaction guarantee - full refund applicable, no questions asked.

Easy payment

Enjoy an easy free claim process, all with the backing of Metlife's claim system.

Provided By

Critical Illness Plan from MetLife

A plan that offers complete peace of mind if you should become ill.

Critical Illness Protection from Zurich

A Plan that gives you financial security in case of serious illness.

Disclaimer Takaful/Insurance products are offered by renowned international and regional Takaful/ Insurance companies. All product features, benefits, and returns are offered by the Takaful/Insurance company and not by Mashreqbank psc. Mashreqbank psc shall not be responsible for Takaful/Insurance provider's actions or decisions, nor shall Mashreqbank psc be liable regarding payment of loss/claims or services under the Takaful/Insurance contract. Terms and Conditions apply. *0% Easy Payment Plan for up to 6 months is valid on purchase of comprehensive policies through Mashreq credit card only. Insurance is the subject matter of solicitation. Mashreqbank psc is the authorized distributor (as a broker on per sale, commission basis) for Salama Islamic Arab Insurance company, Sukoon Takaful, Sukoon Insurance Company, Qatar Insurance Company, Orient Insurance PJSC, Al Ittihad Al Watani Insurance Company & GIG GULF. Participation for purchase of Takaful/Insurance by Mashreq customers shall be purely on voluntary basis. For complete details on the benefits, coverage, terms & conditions and exclusions, customer is advised to read the Key Fact Statement, Terms & Condition (available on Insurer’s website as well) before concluding sale. Customer understands that, to issue the policy, Personal information collected in the sales process, has to be shared with Takaful/ Insurance company. The contract of Takaful/Insurance is between Takaful/Insurance Company and the insured, and not between Mashreq and the insured. Sukoon Insurance is a subsidiary of Mashreq. Sukoon Insurance is a key stakeholder in Sukoon Takaful. Mashreq Al Islami is the Islamic Window of Mashreqbank PSC.

Still got questions?

: The Critical Illness Plan is a product which pays a lump sum benefit payout upon diagnosis of the following Critical Illnesses:

Cancer

Brain Tumour

Stroke

First Heart Attack

Coronary Artery Bypass Surgery

Heart Valve Surgery

Primary Pulmonary Hypertension

Coma

Multiple Sclerosis

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: The plan is available for customers who are between the ages of 18 to 59 years, who hold a valid UAE residence visa and have a Mashreq relationship.
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: A spouse means the Insured Person’s legally married husband or wife between the ages of eighteen (18) and fifty-nine (59) years and is named in the Certificate of Insurance.
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: You can continue the policy till you attain the age of 75 years.
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: Critical Illness provides 24 hrs worldwide cover except in sanctioned countries. Below is the current sanctioned countries list: (Subject to changes*)

Iran

North Korea

Cuba

Syria

Crimea region

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: Please note that MetLife will NOT provide COVERAGE AND/OR PAYMENT under the Policy and/or any Supplementary Contract if the policyholder, insured, or person entitled to receive such payment is residing in any sanctioned country or claiming the payment for any services received in any sanctioned country.
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: A grace period of thirty (30) calendar days will be granted for the payment of each premium falling due, during which time the policy shall be continued in force, however the policy will terminate if the premium is not paid within the grace period.
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: Some of the exclusions under the policy are:

Any Critical Illness caused by or arising from or is a Pre-existing condition

Critical illness diagnosed within the 120 days after enrollment.

Critical Illness Diagnosis for which the claim is made is not the first Diagnosis of that Critical Illness and was diagnosed earlier as well.

Critical Illness is diagnosed after death.

Critical Illness is diagnosed in the presence of AIDS or HIV.

For detailed information about exclusions you may go through the policy Terms & Conditions.
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: No, The premium of the policy does not increase with age.
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: You can cancel the policy at any time. The cancellation request can be placed by calling +9714 415 4777 or by sending an email to MetLife_DtC.Gulf@metlife.ae/ and there will be no requirement to fill any form for policy cancellation.
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