Experience

Fernando brings 30 years of experience in the financial sector, he is experienced in Retail, Digital and Commercial banking across multiple segments including Private, Affluent, Emerging Affluent, Mass, SMEs and Middle market. He also specializes in Digital, CRM, Analytics, Marketing, and Distribution.

Education

Holder of a General Management Program (G.M.P.) degree from Harvard Business School, and MBA from Instituto De Empresa – Madrid, as well as a B.S. in Aeronautical Engineering (Specializing in Aircraft and Spacecraft design) from Universidad Politécnica De Madrid.